401k 2024 Max Catch Up. In 2024, if you’re still working, you can make a maximum annual contribution of $23,500 to your employer’s retirement plan. In 2024, employers and employees together can contribute up to $69,000, up from a limit of $66,000 in 2023.

This means that your total 401(k) contribution limit for 2024. In 2024, the 401 (k) contribution limit for participants is increasing to $23,000, up from $22,500 in 2023.